Sunday, March 31, 2013

PFT: Collin Klein thinks his draft stock's rising

Texas v Kansas StateGetty Images

Collin Klein, the Kansas State quarterback who was a star in a spread-option offense in college but whose abilities as a passer leave much to be desired in the eyes of NFL scouts, remains committed to playing quarterback at the next level. And he thinks NFL teams are starting to come around to the idea that he can do it.

Klein told the Topeka Capital-Journal that he believes he has impressed scouts at the Combine and at Kansas State?s Pro Day.

?I felt like I had two good days,? Klein said. ?I made progress and really improved, before the Combine first and then in the time between the Combine and Pro Day we made some strides, too. We?re moving in the right direction. It?s different not being in school, but it gives me a little extra time to focus and work on little things here and there. It?s a pretty all-inclusive process, but we?re enjoying it. I just love the game. We?re getting better and having fun with it.?

Klein said his workouts with former NFL quarterback Jake Plummer have helped get him ready to play the game at the next level.

?We did everything,? Klein said. ?We worked on footwork, core strength, flexibility with the shoulder . . . lots of different things. It was pretty all-inclusive and he taught me a lot. He gave great insight from him having been there [the NFL] and doing that for a very long time. I really appreciated his time and his effort working with me.?

Although Klein still believes he is going to get drafted, he acknowledged that it?s possible he?ll have to settle for being an undrafted free agent.

?I think we?ll definitely get a chance and it?s just being ready and making the most of it,? Klein said. ?We?ll see where the best fit is going to be. Teams are out there trying to figure out who?s the best fit for them, too. It will all settle out. If that doesn?t happen, we?ll try to get picked up as a free agent on some level. We?ll cross that bridge when we get there.?

So just a few months after the Heisman Trophy voters considered Klein the third-best player in college football, Klein is just hoping NFL teams consider him one of the 254 best players available in the draft.

Source: http://profootballtalk.nbcsports.com/2013/03/30/collin-klein-thinks-his-draft-stock-is-trending-upward/related/

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Top 10 Ways to Breeze Through Laundry Like a Boss

Top 10 Ways to Breeze Through Laundry Like a BossLaundry is possibly the world's most boring chore (heck, you're probably bored just reading this). But it's something we have to do every week, and there are a ton of ways to do it faster, better, and boredom-free. Here's how to take laundry day from snoozefest to?well, less of a snoozefest.

10. Wash Your Clothes Less Often

Top 10 Ways to Breeze Through Laundry Like a BossThe most obvious way to avoid doing so much laundry is to...well, not do it. Not every item of clothing needs to be washed right away; in fact, you could probably wear lots of clothes more than once before you wash. Shirts can survive multiple wears if worn with an undershirt, and many people don't even wash their jeans at all (though you can throw them in the freezer to keep them fresh). Check out our reader thread on the subject for more info and see what others have to say?you might find that you're washing some clothes too often. Photo by Harika Reddy.

9. Get Stains Out Right Away

Top 10 Ways to Breeze Through Laundry Like a BossDon't waste time trying to scrub out that stain later on, after you finally found your Tide to Go pen. You can remove nearly all of life's horrible stains right away using simple house hold items, like club soda, lemon juice, hydrogen peroxide, and more. We've shared more clever stain removers than we can count, but for a good roundup check out WonderHowTo's DIY Stain Removal infographic. If you have to, pin it on your laundry machine so you never forget it. The less time you spend getting those stains out, the quicker you can get that laundry clean and folded back in its home.

8. Eliminate Sorting with Multiple Hampers

Top 10 Ways to Breeze Through Laundry Like a BossOne of the best tricks I ever put into practice was putting two laundry baskets in my closet: one for whites, and one for colors. That way, when you take off your clothes before bed, you can sort them with almost zero effort, instead of having to rifle through everything later on. It seems like a small annoyance, but come laundry day, you'll be happy everything's sorted out for you.

7. Wash Everything Properly

Top 10 Ways to Breeze Through Laundry Like a BossEver look at your clothing tags and see those little symbols? They're supposed to tell you how to wash that item, but heck if any of them make sense without a description. This handy chart will help you figure out what all those symbols mean so you can get it right the first time (and avoid ruining your clothes). Weblog Apartment Therapy recommends sorting your laundry by fabric instead of color, too. If you wash on cold, color doesn't matter, and you'll save time on drying cycles if you have all your lights in one, easier-to-dry load. It's not for everyone, but it could make your life a bit easier. Make sure you don't use fabric softener on towels, either?they'll lose their absorbency.

6. Declare Sock Bankruptcy

Top 10 Ways to Breeze Through Laundry Like a BossSometimes it feels like half of laundry day is spent looking for that missing sock, or trying to pair everything together. If you're tired of sorting socks, it may be time to declare sock "bankruptcy" and buy a whole new set of socks. Buy only a few colors, all from the same brand, in large quantities. You'll never have to fold or sort them again. Just throw them all in your dresser and as long as you grab two socks of the same color, they'll be sure to match. Plus it helps a bit with that whole "lost sock" problem.

5. Load and Unload Like a Pro

Top 10 Ways to Breeze Through Laundry Like a BossDon't have a basket? Can't carry a basket? You don't need one: all you need is a towel or some item of clothing large enough to wrap everything else up. You can transport an entire load of laundry down to the washer just by wrapping it up in a pair of pants, no hamper required. Similarly, you can throw a clean towel into the dryer after it's finished, rotate the dryer, and use that towel as a little laundry bag that you can carry with one hand. Never drop anything on your way back up the stairs again!

4. Use Less Detergent

Top 10 Ways to Breeze Through Laundry Like a BossOkay, so this one won't save you a ton of time, but it can save you money. Many of us use way too much detergent in our laundry, and while you could make your own at a fraction of the price, the easiest way to save money is to just use less. You know how much soap the manufacturer recommends using? Use less than that. A lot less. Your clothes will be just as clean and you'll save lots of money.

3. Clean Your Appliances

Top 10 Ways to Breeze Through Laundry Like a BossIt's weird to think about cleaning the thing that cleans you clothes, but it can make everything work a whole lot better. Cleaning your washing machine every few months can help get rid of excess dirt, soap gunk, and other things that may be invading your laundry, while cleaning the dryer can make it dry more effectively in a smaller amount of time (especially if you clean that moisture sensor). Your clothes and your patience will thank you. Photo by Patricia H.

2. Fill Your Drawers from Front to Back

Top 10 Ways to Breeze Through Laundry Like a BossDo you stack clothing in your drawers from top to bottom? If so, you've probably noticed how much of a pain it is to find what you're looking for and get it out later on. The next time you fill your drawers, fill them from front to back as shown in the picture here. You'll be shocked how much easier it is to see what you have and pick something out. Alternatively, you can hang shirts in your drawer like a filing cabinet, too.

1. Fold and Hang Your Clothes in Seconds

Top 10 Ways to Breeze Through Laundry Like a Boss You may have seen the Japanese folding method that gets your t-shirts folded in two seconds, but have you seen the instant t-shirt hanging method, too? What about the saddle row fold, which keeps your pants from falling off the hanger? There are a ton of more efficient ways to fold and hang your clothes, and we've shared a ton of them over the years. Check out this video for 10 of our favorite clothing tricks, explained in 60 seconds. Once you've seen them, you'll never go back to your old way of folding laundry.

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/oWbr3hhgT7o/top-10-ways-to-breeze-through-laundry-like-a-boss

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The World's Top Reference Software Programs - Information ... - 5Sot

The World?s Top Reference Software Programs

Why should a computer have a good reference software program? It is because a professional reference program will be more credible than something that can be found on a typical website. This is especially true because many leading authorities work to compile reference software that is up to date and accurate. Here is a look at some of the top reference software programs. Some of these work as simple dictionaries or encyclopedias, but others can work for other services like travel or taxes.

Microsoft?s Encarta series of virtual encyclopedias has been seen as one of the top reference software programs of all time. It is updated every year, and it even allows for free updates for certain users. This program can be easily integrated with other programs in the Microsoft Office series, including Word and PowerPoint. Web search assistance for more information on topics in the encyclopedia is also featured through Encarta.

Some of the top reference software programs includes dictionaries that can help with not only the English language but also various other foreign languages. While English language dictionaries from groups as Random House and Oxford are available there are foreign language programs that can help educate people on how to speak different languages. Rosetta Stone?s foreign language programs are among the top reference software programs in that thirty different languages are covered. These languages range from common ones like Spanish and French to languages like Hebrew and Welsh.

Some of the top reference software programs work to educate people on computer processes. Learn2, which is located at tutorials.com, has all sorts of programs that teach users about how to use certain computer processes. This includes using Microsoft Office programs, Lotus spreadsheet programs and even basic computer use lessons.

There are programs that are popular for travel planning too. Unlike a typical atlas, one of these programs can give detailed instructions on how to get from one point to another with information on all sorts of hotels, restaurants and other attractions on the way. Microsoft Streets and Trips is the most popular program in this category. Not only does this include updated information but it also allows for free online updates regarding construction and GPS compatibility.

The last of the types of top reference software programs involves that of tax preparation software. Every year the federal tax code will change and several new things will appear in the code. To keep up with all of these changes it is important that the right reference software programs be used for this. In fact, the best ones will help a user to find out new information that can help to get the person to save money on taxes or to get a greater return.

TurboTax and TaxCut are clearly the most popular tax reference programs available. These programs work to help educate people on tax law changes and can help them with filing their taxes without having to go to a local tax specialist. This can definitely help get a person to save money.

Those are some of the top reference software programs to choose from. Not only do these top reference software programs help to provide education through standard dictionary and encyclopedia services but they can also help to educate people on foreign languages. Those who do not know how to use a computer can be helped through tutorial software, and even trip and tax planning can be handled. These types of reference programs are ones that all computer users should consider having.

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Source: http://5sot.ru/the-worlds-top-reference-software-programs/

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Saturday, March 30, 2013

Jerry Buss' Young Girlfriend, Delia Cortez, Written Into His Will, Told To 'Keep Quiet' (VIDEO)

  • Los Angeles Lakers

    INGLEWOOD, CA - FEBRUARY 16: Guard Earvin 'Magic' Johnson #32 of the Los Angeles Lakers at his retirement ceremony with Lakers owner Jerry Buss on February 16, 1992 at the Great Western Forum in Inglewood, California. (Photo by Ken Levine/Getty Images)

  • Dr. Buss celebrates after game four

    EAST RUTHERFORD, NJ - JUNE 12: Lakers Owner Dr. Jerry Buss celebrates after defeating the New Jersey Nets in Game four of the 2002 NBA Finals at Continental Airlines Arena in East Rutherford, New Jersey on June 12, 2002. The Lakers won 112-106 to sweep the series and take the 2002 championship title. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and/or using this Photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. Mandatory copyright notice: Copyright 2002 NBAE (Photo by Ezra Shaw/Getty Images)

  • Jerry Buss

    FILE - In this Aug. 23, 2005 file photo, Los Angeles Lakers owner Jerry Buss watches the WNBA Los Angeles Sparks play the Minnesota Lynx in Los Angeles. Buss was taken to a hospital on June 9, 2012, where he was treated for dehydration, according to a Lakers spokesman. He is recovering and is expected to be released soon. (AP Photo/Chris Carlson, File)

  • Bodog.Com At The 3rd Annual Lakers Casino Night

    SANTA MONICA, CA - APRIL 12: Actress Bai Ling and Dr. Jerry Buss play poker at the Los Angeles Lakers 3rd annual Mirage Las Vegas Casino Night and Bodog Celebrity Poker Invitational benefiting Los Angeles Lakers Youth Foundation at Barker Hangar on April 12, 2006 in Santa Monica, California. (Photo by Vince Bucci/Getty Images for Bodog.Com)

  • Los Angeles Lakers Victory Party

    Phil Jackson and Dr. Jerry Buss at a Los Angeles Lakers victory party hosted by owner Dr. Jerry Buss and coach Phil Jackson at the Mondrian Hotel in West Hollywood, Ca. Sunday, June 16, 2002. Photo by Kevin Winter/ImageDirect.

  • World Poker Tour Invitational

    LOS ANGELES - FEBRUARY 22: Lakers' owner Jerry Buss competes in the World Poker Tour Invitational at the Commerce Casino on February 22, 2006 in Los Angeles, California. (Photo by Michael Buckner/Getty Images)

  • 2nd Annual Lakers Casino Night Benefiting the Lakers Youth Foundation - Red Carpet and Inside

    Dr. Jerry Buss and Bonnie-Jill Laflin during 2nd Annual Lakers Casino Night Benefiting the Lakers Youth Foundation - Red Carpet and Inside at Barker Hanger in Santa Monica, California, United States. (Photo by J.Sciulli/WireImage for Edelman Public Relations Worldwide)

  • Los Angeles Lakers

    1989-1990: Los Angeles Lakers head coach Pat Riley (left) poses with owner Jerry Boss. Mandatory Credit: Ken Levine /Allsport

  • Hugh Hefner Celebrates 77th Birthday At Lakers Game

    HOLLYWOOD - APRIL 10: Publisher Hugh Hefner and Lakers Owner Jerry Bussa answer questions for KCAL 9 News to celebrate Hefner's 77th birthday April 10, 2003 at the Staples Center, Los Angeles, California. (Photo by David Klein/Getty Images)

  • Team owner Jerry Buss

    ANAHEIM, CA - OCTOBER 23: Team owner Jerry Buss of the Los Angeles Lakers looks on in a preseason game against the Los Angeles Clippers on October 23, 2003 at the Arrowhead Pond in Anaheim, California. The Clippers won 107-101. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and/or using this Photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Lisa Blumenfeld/Getty Images)

  • Jerry Buss

    FILE - In this Aug. 17, 2010, file photo, Los Angeles Lakers owner Jerry Buss smiles during an NBA basketball news conference in Bell Gardens, Calif. Buss has been hospitalized with cancer. Team spokesman John Black said Thursday, Feb. 14, 2013, that the team has no plans to comment on Buss? health. (AP Photo/Damian Dovarganes, File)

  • Hugh Hefner Celebrates 77th Birthday At Lakers Game

    HOLLYWOOD - APRIL 10: Publisher Hugh Hefner and Lakers owner Jerry Buss pose above the crowd at the Lakers v Nuggets NBA game to celebrate Hefner's 77th birthday April 10, 2003 at the Staples Center, Los Angeles, California. (Photo by David Klein/Getty Images)

  • Friars Club Honors Earvin Magic Johnson

    Dr. Jerry Buss at the Friars Club in Beverly Hills, Ca. to honor and roast Earvin 'Magic' Johnson with a Lifetime Achievement Award on Sunday, Oct. 27, 2002. Photo by Kevin Winter/ImageDirect.

  • Film Premiere of Juwanna Mann

    LOS ANGELES, CA. - JUNE 18: Los Angeles Lakers owner Dr. Jerry Buss (L) and actress Vivica A. Fox attend the film premiere of Juwanna Mann June 18, 2002 in Los Angeles, California. The film opens in theaters nationwide June 21, 2002. (Photo by Frederick M. Brown/Getty Images)

  • Los Angeles Lakers Victory Party

    Phil Jackson and Dr. Jerry Buss at a Los Angeles Lakers victory party hosted by owner Dr. Jerry Buss and coach Phil Jackson at the Mondrian Hotel in West Hollywood, Ca. Sunday, June 16, 2002. Photo by Kevin Winter/ImageDirect.

  • Jerry Buss

    19 Jun 2000: Owner of the Los Angeles Lakers Jerry Buss gets interviewed after his team won the NBA Finals Game 6 against the Indiana Pacers at the Conseco Fieldhouse in Indianapolis, Indiana. The Lakers defeated the Pacers 116-111. NOTE TO USER: It is expressly understood that the only rights Allsport are offering to license in this Photograph are one-time, non-exclusive editorial rights. No advertising or commercial uses of any kind may be made of Allsport photos. User acknowledges that it is aware that Allsport is an editorial sports agency and that NO RELEASES OF ANY TYPE ARE OBTAINED from the subjects contained in the photographs.Mandatory Credit: Ezra O. Shaw /Allsport

  • Earvin (Magic) Johnson

    Guard Earvin (Magic) Johnson of the Los Angeles Lakers looks on with Lakers owner Jerry Boss during a game.

  • FILE - In this June 18, 1980 file photo, Jerry Buss, center, poses with players from his teams at a charity event in Beverly Hills, Calif. From left are Los Angeles Lakers' Jamaal Wilkes, Los Angeles Kings' Charlie Simmer, Buss, Lakers' Magic Johnson and Kings' Marcel Dionne. Buss, the Lakers' playboy owner who shepherded the NBA franchise to 10 championships, has died. He was 79. Bob Steiner, an assistant to Buss, confirmed Monday, Feb. 18, 2013 that Buss had died in Los Angeles. Further details were not available. (AP Photo/Reed Saxon, File)

  • Jerry Buss, Magic Johnson, Kareem Abdul Jabbar, Pat Riley

    FILE - In this Aug. 13, 2010 file photo, Basketball Hall of Fame inductee, Los Angeles Lakers owner Jerry Buss, foreground, speaks as, from background left to right, Magic Johnson, Kareem Abdul Jabbar and Pat Riley react during the enshrinement ceremony in Springfield, Mass. Buss, the Lakers' playboy owner who shepherded the NBA franchise to 10 championships, has died. He was 79. Bob Steiner, an assistant to Buss, confirmed Monday, Feb. 18, 2013 that Buss had died in Los Angeles. Further details were not available. (AP Photo/Elise Amendola, File)

  • Watchf Associated Press Sports NBA Basketball California United States APHS56120 CELTICS LAKERS BASKETBALL

    FILE - In this June 15, 1987 file photo, Los Angeles Lakers owner Jerry Buss gets doused with champagne from members of his team as he holds the NBA Championship trophy after the Lakers defeated the Boston Celtics 106-93 to win the NBA Championship four games to two in Inglewood, Calif. Buss, the Lakers' playboy owner who shepherded the NBA franchise to 10 championships, has died. He was 79. Bob Steiner, an assistant to Buss, confirmed Monday, Feb. 18, 2013 that Buss had died in Los Angeles. Further details were not available. (AP Photo/Lennox Mclendon, File)

  • FILE - In this April, 1980 file photo, Los Angeles Lakers coach Paul Westhead, left, shake hands with Lakers' owner Jerry Buss in Los Angeles. Buss, the Lakers' playboy owner who shepherded the NBA franchise to 10 championships, has died. He was 79. Bob Steiner, an assistant to Buss, confirmed Monday, Feb. 18, 2013 that Buss had died in Los Angeles. Further details were not available. (AP Photo/File)

  • FILE - In this June 18, 1981 file photo, Jerry Buss holds a Los Angeles Lakers shirt in Los Angeles. Buss died Monday, Feb. 18, 2013. Buss, the Lakers' playboy owner who shepherded the NBA franchise to 10 championships, has died. He was 79. Bob Steiner, an assistant to Buss, confirmed Monday, Feb. 18, 2013 that Buss had died in Los Angeles. Further details were not available. (AP Photo/File)

  • Celebs Out On The Town

    401246 18: Lakers co-owner Jerry Buss poses with Miss March 2002 playmate Tina Jordan at Barfly club during Jordans premiere Playboy Playmate Release Party February 15, 2002 in West Hollywood, CA. (Photo by David Klein/Getty Images)

  • FILE - In this May 19, 1980 file photo, Los Angeles Lakers owner Jerry Buss gestures as the NBA championship team is honored with a parade in Los Angeles. Buss, the Lakers' playboy owner who shepherded the NBA franchise to 10 championships, has died. He was 79. Bob Steiner, an assistant to Buss, confirmed Monday, Feb. 18, 2013 that Buss had died in Los Angeles. Further details were not available. (AP Photo/File)

  • Los Angeles Lakers Introduce Mike Brown

    EL SEGUNDO, CA - MAY 31: Mike Brown, (C) the new head coach for the Los Angeles Lakers, laughs with team owner Jerry Buss (R) and Jim Buss, vice president of player personnel, after Brown's introductory news conference at the team's training facility on May 31, 2011 in El Segundo, California. Brown replaces Lakers coach Phil Jackson, who retired at the end of this season. (Photo by Kevork Djansezian/Getty Images)

  • NBA Finals Game 7: Boston Celtics v Los Angeles Lakers

    LOS ANGELES, CA - JUNE 17: ESPN reporter Stuart Scott interviews owner Dr. Jerry Buss of the Los Angeles Lakers after their 83-79 victory against the Boston Celtics by holding up five fingers in Game Seven of the 2010 NBA Finals at Staples Center on June 17, 2010 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and/or using this Photograph, user is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Christian Petersen/Getty Images)

  • NBA Finals Game 7: Boston Celtics v Los Angeles Lakers

    LOS ANGELES, CA - JUNE 17: Kobe Bryant #24 of the Los Angeles Lakers holds up the Bill Russell Finals MVP trophy alongside team owner Dr. Jerry Buss and Bryant's wife Vanessa after the Lakers defeated the Boston Celtics 83-79 in Game Seven of the 2010 NBA Finals at Staples Center on June 17, 2010 in Los Angeles, California. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and/or using this Photograph, user is consenting to the terms and conditions of the Getty Images License Agreement. (Photo by Lisa Blumenfeld/Getty Images)

  • Source: http://www.huffingtonpost.com/2013/03/29/jerry-buss-girlfriend_n_2979797.html

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    Will Lil Wayne Really Retire After Tha Carter V?

    'I kind of don't think that after Tha Carter V we'll never hear from Wayne again,' one industry expert tells MTV News.
    By Rob Markman


    Lil Wayne
    Photo: Hutton Supancic/ Getty Images

    Source: http://www.mtv.com/news/articles/1704650/lil-wayne-tha-carter-v-possible-retirement.jhtml

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    Friday, March 29, 2013

    European Commission Eyes Modernisation Of EU Trademark System

    European Commission plans to update Europe?s trademark system are generally good news for mark owners, a member of European brand owners? association MARQUES has said.

    In draft documents published on 27 March, the EC said it intends to streamline and harmonise registration procedures; modernise outdated provisions; boost the fight against counterfeit goods transiting through European territory; and improve cooperation between national trademark offices and the EU Office for Harmonisation in the Internal Market (OHIM).

    While practitioners are still studying the details, several key changes will definitely benefit intellectual property rights holders, said David Stone, of Simmons & Simmons in London, a member of the MARQUES Study Task Force which analysed them.

    Europe?s trademark system ?has stood the test of time,? Internal Market and Services Commissioner Michel Barnier said at a 28 March press briefing. ?There is no need for a major overhaul: the foundations of our system remain perfectly valid.? Rather, he said, the EC wants ?well-targeted modernisation to make trademark protection easier, cheaper, and more effective.?

    The legislation package has three parts. One [pdf] is a ?recast? of Directive 2008/95/EC, which brings national laws on trademarks closer together. The second [pdf] revises a 1994 regulation (207/2009/EC) on the European Community trademark. The third piece revamps a 1995 EC regulation on trademark fees payable to OHIM. An EC memo on the proposed change is here.

    Among other things, the draft measures change the terminology ?Community trade mark? into ?European trade mark? and set out streamlined filing and registration procedures. They remove the requirement that a trademark have ?graphic representability,? allowing sounds and other marks using new technologies to be registered. The new system, if adopted, will extend protection to geographical indications. It also requires mandatory cooperation between OHIM and national IP offices to promote convergence of practices and development of common tools.

    Application and Renewal Charges Fall

    One key change will see OHIM move from a three-class to a pay-per-class system. Stone told Intellectual Property Watch. Trademarks on products and services are registered according to 45 classes established years ago, he said. For example, Class 32 relates to non-alcoholic beverages and beers, Classes 35-45 to entertainment, legal and other services, he said. Trademark applicants who file now get three classes for the 900-euro fee whether they actually need all three or not, but under the new regime they will be able to seek marks in only one class for a fee of 775 euros. Renewal rates will drop for everyone, he said.

    This is good for trademark owners because in general, application fees will decrease or stay the same and applicants will have more choice, Stone said. Where there has traditionally been concern is from national trademark offices. When it becomes less expensive to file at OHIM and obtain protection across the entire EU, those bodies may worry about lost revenue, he said.

    Tougher Anti-Counterfeiting Rules

    Another major shift concerns EU customs procedure, Stone said. Under current rules, goods on the tarmac at, say, Heathrow Airport which are in transit from China to the US aren?t considered to be in the EU or subject to EU trademark law, he said. If those goods are counterfeit, there?s nothing mark owners can do because of that ?legal fiction,? he said.

    Under a 1 December 2011 European Court of Justice ruling (Cases C-446/09 Philips and C-495/09 Nokia), such goods can only be classified as counterfeit when there is proof that they?re intended for sale or will be advertised in the EU, the EC proposal says. That approach has ?met with strong criticism from stakeholders as placing an inappropriately high burden of proof on rights holders, and hindering the fight against counterfeiting,? it says. The EC proposed allowing rights owners to stop third parties from bringing into EU customs territory goods from non-EU countries carrying unauthorised trademarks essentially identical to the European marks registered for those products, whether they are released into circulation or not.

    The directive and regulation must be approved by the European Parliament and Council; the new fees by the relevant EC committee on OHIM fees. EU member states are bound by regulations as soon as they become effective, but have some leeway as to how they adopt directives into national law. If the proposed directive is approved by spring 2014, it will have to be made part of national legislation by 2019, the EC said.

    Source: http://www.ip-watch.org/2013/03/28/european-commission-eyes-modernisation-of-eu-trademark-system/

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    How To Invest In Real Estate With Your Self-Directed IRA |

    Mar 28, 2013 by INC Staff Writer

    When it comes to your retirement plan, many people make the wise choice of maintaining their own control over their investments. After all, who wants to release years and years of hard-earned money to be invested by someone you don?t know in various unknown methods. By choosing a retirement plan such as a self-directed IRA, you can invest your money where you feel it would be most beneficial, including real estate. The self-directed IRA option may still be one of the lesser known options in the retirement planning world, but it offers you the freedom to control what will become of your retirement investments in a very hands-on way.

    What?s Different About a Self-Directed IRA?

    A self-directed IRA will allow you to invest in all the same avenues as any other IRA, but when you are in control there are added perks. There are investment opportunities available to you that would not be an option if done through investment houses, such as investing in small businesses, storage unites, land, homes, parking lots and even boat slips, according to Fox Business.

    The Fox Business report explains that while the housing market still isn?t what it once was, and people may be worried about investing in it for that reason, experts agree that real estate is a smart long-term investment (something you definitely want to look for when it comes to retirement investments) that can result in high returns. A word of caution however, you should not get involved without the advice of professionals as there can be stiff penalties involved if your IRA is managed incorrectly, according to Bloomberg Businessweek.

    Things to Keep in Mind

    You should not have unrealistic expectations going in, so a few things you may want to keep in mind are that number one, these things take time. Just like any other type of retirement investment, this is not a fast-paced, quick-reward setup. It is meant to give a good return on your investment over time and that is what you should expect. You also need to remember that the money generated from self-directed IRA real estate investments cannot be touched until after you retire. When you do begin to see returns in the account, you may be tempted to try and access the money, but as with all other types of retirement planning there are stiff penalties for early withdrawal.

    When it comes to planning for your retirement the sooner you get started the better. Look in to what kind of investments are right for your future today.

    Jake Alexander is an avid blogger who likes to discuss business and finance. Follow him @JakeAlexander17.

    Featured images:?License: Royalty Free or iStock?source: http://office.microsoft.com/en-us/images/results.aspx?qu=house&ex=1#ai:MP900448432|

    Source: http://www.industrynewscorp.com/how-to-invest-in-real-estate-with-your-self-directed-ira/

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    Thursday, March 28, 2013

    Video: Not just the East's beasts

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    Source: http://nbcsports.msnbc.com/id/21134540/vp/51354436#51354436

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    Consumer Reports puts restaurant nutrition claims to the test

    By Herb Weisbaum, TODAY contributor

    Most big chain restaurants now put nutrition information ? calories, fat and sodium ? on their menus and websites. But just how accurate are these numbers? Does the meal you?re served match the nutritional profile promised?

    Consumer Reports decided to find out. For its May issue, the magazine?s secret shoppers went to a dozen well-known restaurants and fast-food chains, from Applebee?s to Wendy?s, and ordered 17 different items. They tested the same item from three restaurants in each chain.

    The good news: In most cases, the published information was accurate.

    ?We found that you can usually trust the figures you see,? said editor Leslie Ware. ?On average, most of them were telling the truth.?

    Only two of the 17 dishes Consumer Reports analyzed in the lab had a fat or calorie count that was higher than promised at all three locations.

    Olive Garden?s Lasagna Primavera with Grilled Chicken was supposed to have 420 calories and 15 grams of fat. The samples the magazine tested had 508 to 585 calories and 25 to 32 grams of fat. That?s more than the 20 percent variance that?s generally considered acceptable with nutrition information.

    The company told TODAY it takes great care to provide accurate nutrition information. In an email, Olive Garden explained that an error had been made in the initial testing of the entree when it was introduced last October.

    ?As soon as we caught this error, we retested the dish? and updated the nutritional information on our website with the new data in late December,? the email said. ?Unfortunately, though, the information was not updated everywhere and one page on our website still contained the old nutritional data. We have since corrected this, too.? ?

    Olive Garden told TODAY that Consumer Reports never contacted them to confirm the numbers and did not give them an opportunity to respond.

    ?If they had, we would have been able to provide them with accurate data,? they said.

    Consumer Reports' tests also showed the Chicken on the Barbie at Outback Steakhouse had more fat than advertised. The website claim was 7 grams of fat. The magazine?s analysis showed 10 to 13 grams.

    "Nutritional information on our website has been verified by a recognized independent laboratory,? said Outback spokesperson Cathie Koch in an email to TODAY. ?Our food is made from scratch daily using fresh ingredients. The variance in the report may be due to a larger container of sauce used for Take-Away."

    This is not an exact science
    Obviously, the calorie and fat content of the food you are served will not be exactly the same as what?s advertised on the menu or company website, but it should be in the ballpark.

    That was not always the case with Denny?s Fit Slam breakfast. At two of the three locations Consumer Reports visited, the Fit Slam generally matched the advertised claim of 390 calories and 12 grams of fat. But at the third location, it was way off the mark: 494 calories and 19 grams of fat.

    Denny?s did not respond to requests for comment.

    The National Restaurant Association says its members take extensive measures to make sure the nutritional information they provide customers is as accurate as possible.?

    ?But there are variations due to portion size and individual restaurant preparation, as well as the inherent variability of the food itself,? noted Joy Dubost, director of Nutrition at the National Restaurant Association.

    The numbers will also be off if the portion size of the meal you?re served varies significantly from what is on the menu.

    Consumer Reports found that serving sizes at the same chain ?ran the gamut? from location to location.? For example, the Fettuccine Alfredo at the three Olive Garden restaurants visited weighed roughly 14 to 22 ounces.

    The editors said portion sizes also ?varied widely? at Applebee?s, Denny?s and Red Lobster.

    National menu labeling on the way
    Menu labeling is required in California and Vermont, and in a few major cities: New York City, Seattle and Philadelphia. It will soon be mandatory at chain restaurants ? those with 20 or more locations ? nationwide.

    The Food and Drug Administration is expected to issue rules about nutrition labeling by this fall. They would take effect in late 2014.

    ??Over time, this will help people make more informed choices and cut calories,? said Margo Wootan, director of nutrition policy at the Center for Science in the Public Interest. ?And just as importantly, it provides an incentive for the restaurants to reformulate their items.?

    Source: http://feeds.nbcnews.com/c/35002/f/653351/s/2a0c6806/l/0Llifeinc0Btoday0N0C0Inews0C20A130C0A30C270C174776680Econsumer0Ereports0Eputs0Erestaurant0Enutrition0Eclaims0Eto0Ethe0Etest0Dlite/story01.htm

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    Which Actress Said Kissing Brad Pitt Was "Disgusting"?

    Who wouldn't want to kiss Brad Pitt? Answer: Kirsten Dunst -- at least, when she was 11 years old. The actress, now 30, shared her first-ever kiss with Pitt in the 1994 film Interview with the Vampire. It was "just a peck," she now recalls, but she didn't exactly enjoy it.

    Source: http://www.ivillage.com/kirsten-dunst-says-first-kiss-brad-pitt-was-disgusting/1-a-530978?dst=iv%3AiVillage%3Akirsten-dunst-says-first-kiss-brad-pitt-was-disgusting-530978

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    Toobin: Court divided (CNN)

    Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, News Feeds and News via Feedzilla.

    Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/294741016?client_source=feed&format=rss

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    Wednesday, March 27, 2013

    Exclusive: Protective Life in lead for AXA US insurance assets - sources

    By Jessica Toonkel

    NEW YORK (Reuters) - U.S. insurer Protective Life Insurance is the leading candidate to buy some of AXA SA's U.S. life insurance assets in a deal that could be valued at around $1 billion, according to two people familiar with the situation.

    French insurer AXA hired Morgan Stanley last year to help find a buyer for the assets, including remnants of the Mony Group Inc business that it acquired in 2004, the sources told Reuters this week. They asked not to be named because the matter is not public.

    AXA, which bought New York-based life insurer Mony Group for $1.5 billion, has been expanding into emerging markets while scaling back its presence in North America after years of underperformance in the region.

    Representatives for AXA and Morgan Stanley declined to comment. Birmingham, Alabama-based Protective Life did not immediately respond to requests for comment.

    Protective Life rose more than 3 percent to close at $35.86 on the New York Stock Exchange on Tuesday, valuing the company at around $2.8 billion.

    Buying AXA's life insurance assets would help expand Protective's life insurance business, but it would help the company diversify away from its variable annuity business, which is an increasingly difficult business to manage, said Steven Schwartz, an analyst at Raymond James.

    "There are two positives here - one is that the company has been weighted heavily toward annuities and variable annuities and this would diversify its business," he said. "And the other positive is the company has been very good at making acquisitions that are very accretive to earnings."

    AXA, Europe's second-largest insurer behind Germany's Allianz , like its peers has grappled with the uncertain euro zone investment market as well as low interest rates, which have hurt its asset management and savings products.

    In 2011, the insurer announced a strategic plan targeting 1.5 billion euros in cost savings in "mature markets" by 2015, by which time it hoped to lift its adjusted return on equity to 15 percent.

    The current sale comes after years of underperformance in AXA's U.S. business, most of it centered in the sale of variable annuities. Although AXA has lately narrowed those losses, the insurer has made it clear that its acquisition priorities lie in emerging markets such as Asia rather than mature ones.

    AXA, whose other units include AllianceBernstein Holding, has already taken steps to cut back on its North American presence, selling its Canadian business in 2011 while it has expanded in Asia by acquiring HSBC's general insurance businesses there among other assets.

    Protective Life has traditionally been very acquisitive but mostly has focused on relatively smaller deals. However, the insurer's CEO John Johns said at an industry conference in February that the firm was well positioned to make a "major acquisition."

    Last month, the firm reported fourth-quarter net income of $66.8 million or 82 cents per share, down from $86 million or $1.02 per share in the year-ago quarter.

    Total cash and investments stood at $37.3 billion as of December 31, 2012, which included $600 million in cash and short-term investments.

    (Reporting By Jessica Toonkel; Editing by Soyoung Kim, Gerald E. McCormick, Bernard Orr)

    Source: http://news.yahoo.com/exclusive-protective-lead-axa-us-insurance-assets-sources-185557625--sector.html

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    Better-educated parents feed children fewer fats and less sugar

    Mar. 27, 2013 ? The level of education of parents has an influence on the frequency with which their children eat foods linked to obesity. The children of parents with low and medium levels of education eat fewer vegetables and fruit and more processed products and sweet drinks.

    An international group of experts from eight European countries have analysed the relation between parents' levels of education and the frequency with which their children eat food linked to overweight.

    The Identification and prevention of dietary- and lifestyle-induced health effects in children and infants (IDEFICS) study includes data from 14,426 children aged between two and nine from eight European countries: Italy, Estonia, Cyprus, Belgium, Sweden, Hungary, Germany and Spain.

    The results published in the journal Public Health Nutrition confirm that parents with a lower level of education feed their children food rich in sugars and fats more often than those parents with a higher level of education, who feed their children more products of a higher nutritional quality, including vegetables, fruit, pasta, rice and wholemeal bread.

    "The greatest differences among families with different levels of education are observed in the consumption of fruit, vegetables and sweet drinks," explains Juan Miguel Fern?ndez Alvira, the author of the work and researcher from the University of Zaragoza to SINC.

    For the authors, this implies a greater risk of developing overweight and obesity in children from less advantaged socio-cultural groups. "The programmes for the prevention of childhood obesity through the promotion of healthy eating habits should specifically tackle less advantaged social and economic groups, in order to minimise inequalities in health," concludes Fern?ndez Alvira.

    Childhood nutrition

    Childhood, from two to fourteen years old, is a growth period during which the requirements for energy and nutrients increase. Nevertheless, the World Health Organisation warns of the importance of monitoring the diet of the youngest members of society, as almost 40 million children under the age of five suffered from overweight in 2010.

    In fact, recommendations for children over two do not differ greatly from those for adults. Their diet should include cereals, fruit, vegetables, dairy products, lean meats, fish, poultry, eggs and nuts.

    Dieticians and nutritionists recommend that parents offer children a wide variety of foods and avoid using food as a method to award or punish behaviour. Experts believe that this age group can decide how much to eat, provided the food is always healthy and nutritious.

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    Story Source:

    The above story is reprinted from materials provided by Plataforma SINC, via AlphaGalileo.

    Note: Materials may be edited for content and length. For further information, please contact the source cited above.


    Journal Reference:

    1. Juan Miguel Fern?ndez-Alvira, Theodora Mouratidou, Karin Bammann, Antje Hebestreit, Gianvincenzo Barba, Sabina Sieri, Lucia Reisch, Gabriele Eiben, Charalampos Hadjigeorgiou, Eva Kovacs, Inge Huybrechts, Luis A Moreno. Parental education and frequency of food consumption in European children: the IDEFICS study. Public Health Nutrition, 2012; 16 (03): 487 DOI: 10.1017/S136898001200290X

    Note: If no author is given, the source is cited instead.

    Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

    Source: http://feeds.sciencedaily.com/~r/sciencedaily/health_medicine/nutrition/~3/iB5hZbA7BQU/130327092742.htm

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    Quitting marshmallow test can be a rational decision

    Mar. 26, 2013 ? A psychological experiment known as "the marshmallow test" has captured the public's imagination as a marker of self control and even as a predictor of future success. This test shows how well children can delay gratification, a trait that has been shown to be as important to scholastic performance as traditional IQ.

    New research from University of Pennsylvania psychologists suggests, however, that changing one's mind about delaying gratification can be a rational decision in situations when the timing of the payoff is uncertain.

    The research was conducted by assistant professor Joseph Kable and postdoctoral researcher Joseph McGuire, both of the Department of Psychology in Penn's School of Arts and Sciences.

    The study was published in the journal Psychological Review.

    In the classic marshmallow test, researchers give children a choice between one marshmallow and two. After the children enthusiastically choose two, the experimenter says that they need to leave for "a few minutes" or "a little while." The children are also told that, if they can hold off eating the one marshmallow until the researcher returns, they can have the two marshmallows they prefer. With the children left alone in the room, hidden cameras track how long they resist temptation. Most try to wait but end up caving within a few minutes.

    "The kids' responses seem illogical -- if you decided to wait in the first place, why wouldn't you wait the whole way through?" Kable said.

    This behavior was an intriguing puzzle for Kable; he studies how people make value-based decisions, especially when they require comparing the value of something in the present with something else in the future. But, in conducting his own variants of the marshmallow test, he found that a key fact had been glossed over in both popular and academic discussions: the children don't know how long they will have to wait.

    "I didn't even know that there was uncertainty in the marshmallow test until we started trying to do that type of experiment ourselves on adults and weren't getting any interesting behavior," Kable said. "That the kids don't know how long it's going to be until the researcher returns changes the entire decision problem!"

    This confusion may stem from the explanations provided for children's decisions in the marshmallow test. Some of the researchers who have employed the marshmallow test and its variants have hypothesized that participants' decision to eat the marshmallow could be attributed to a strong impulse overriding the original decision to wait, or that the ability to wait was drawing on a reserve of self control that is depleted over time. Since these hypotheses make the same predictions even when there is no uncertainty, the uncertainty was often downplayed.

    Kable and McGuire's analysis of data from earlier marshmallow-test studies showed problems for these hypotheses, however. If reversing the decision to wait was a function of the wearing down of self control, the time at which children eat the first marshmallow should be clustered in the middle or towards the end of the waiting period. Instead, children who gave up waiting tended to do so within the first few minutes.

    After this analysis, Kable and McGuire did their own survey-based research to see how people estimate the lengths of waiting times in different situations.

    The researchers asked participants to imagine themselves in a variety of scenarios, such as watching a movie, practicing the piano or trying to lose weight. Participants were told the amount of time they had been at the activity and were asked to respond how long they thought it would be until they reached their goal or the end.

    The results showed a marked difference between the scenario with a relatively well-defined length and those that were more ambiguous.

    "Our intuition is that when we are waiting for something, the longer we wait the closer and closer we get to that thing, which is what we see when we ask people about familiar things, like how long a movie will last," Kable says. "But what we've found is that, if you don't know anything about when the outcome will occur, the longer you wait the more you think you're getting farther and farther away from that outcome."

    While the marshmallow test remains a good predictor of who is better or worse at delaying gratification, Kable's research suggests the mechanism behind that ability needs to be reinterpreted. It may also suggest some tools and techniques people can use to improve self control, or at least become aware of situations where delaying gratification will be particularly challenging.

    "This is exciting to us because it suggests a way to get people to persist to the end," Kable said. "Your previous experience and your expectations can change your behavior, so you need to give them experiences that provide them with the right kinds of expectations."

    The research was supported by the National Institutes of Health.

    Share this story on Facebook, Twitter, and Google:

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    Story Source:

    The above story is reprinted from materials provided by University of Pennsylvania.

    Note: Materials may be edited for content and length. For further information, please contact the source cited above.


    Note: If no author is given, the source is cited instead.

    Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

    Source: http://feeds.sciencedaily.com/~r/sciencedaily/most_popular/~3/hABE1hnohKo/130326194138.htm

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    Work underway to digitize 1500s Fla. records

    In this Saturday, Jan. 27, 2013 photo, University of South Florida professor J. Michael Francis looks at documents at the St. Augustine Catholic diocese in St. Augustine, Fla. The records date back to the year 1594, when Spanish colonialists settled in the area. Francis is working to digitize the records, which are fragile. The project is timely as Florida celebrates its 500th anniversary this year. Records show that by the time Jamestown was settled in Virginia in the early 1600's, St Augustine was a diverse home to 500 people of European descent, Native Americans, free and enslaved Africans. (AP Photo/Tamara Lush)

    In this Saturday, Jan. 27, 2013 photo, University of South Florida professor J. Michael Francis looks at documents at the St. Augustine Catholic diocese in St. Augustine, Fla. The records date back to the year 1594, when Spanish colonialists settled in the area. Francis is working to digitize the records, which are fragile. The project is timely as Florida celebrates its 500th anniversary this year. Records show that by the time Jamestown was settled in Virginia in the early 1600's, St Augustine was a diverse home to 500 people of European descent, Native Americans, free and enslaved Africans. (AP Photo/Tamara Lush)

    In this Saturday, Jan. 27, 2013 photo, University of South Florida professor J. Michael Francis holds fragile documents at the Historical Archives of the Catholic Diocese of St. Augustine, in St. Augustine, Fla. The records date back to the year 1594, when Spanish colonialists settled in the area. Francis is working to digitize the records. They are written in Spanish and recorded the births, deaths, baptisms and marriages of the earliest settlers of the United States. Florida celebrates its 500th anniversary this year. Records show that by the time Jamestown was settled in Virginia in the early 1600's, St Augustine was a diverse home to 500 people of European descent, Native Americans, free and enslaved Africans. (AP Photo/Tamara Lush)

    This Saturday, Jan. 27, 2013 photo shows a yellow and deteriorating document in the Historical Archives of the Catholic Diocese of St. Augustine, in St. Augustine, Fla. A University of South Florida professor is digitizing thousands of pages of these documents, which date back to the late 16th Century and record the births, deaths, marriages and baptisms of the early St. Augustine residents. (AP Photo/Tamara Lush)

    (AP) ? Inside a Catholic convent deep in St. Augustine's historic district, stacks of centuries-old, sepia-toned papers offer clues to what life was like for early residents of the nation's oldest permanently occupied city.

    These parish documents date back to 1594, and they record the births, deaths, marriages and baptisms of the people who lived in St. Augustine from that time through the mid-1700s. They're the earliest written documents from any region of the United States, according to J. Michael Francis, a history professor at the University of South Florida.

    Francis and some of his graduate students in the Florida Studies department have spent the past several months digitizing the more than 6,000 fragile pages to ensure the contents last beyond the paper's deterioration.

    "The documents shed light on aspects of Florida history that are very difficult to reconstruct," Francis said.

    Francis' project is timely because the state is celebrating its 500th anniversary this year.

    In April 1513, the Spanish monarchy contracted explorer Juan Ponce de Leon to find another island off of Cuba that was rumored to have great riches. Instead, he landed in Florida and named it "La Florida," after the "feast of the flowers" during Spain's Easter celebrations.

    De Leon probably wasn't the first European to set foot in Florida, and there is debate on whether he landed in St. Augustine or the sites of present-day cities to the north or south.

    Many Americans don't even realize that St. Augustine is the country's first European settlement. Jamestown, Va., was founded in 1607 and Plymouth, Mass., in 1620, and both are routinely emphasized in school history classes. Historians believe that because America is an English speaking country, an emphasis was put on the British settlements of Jamestown and Plymouth and not the Spanish-speaking St. Augustine.

    St. Augustine holds many of the secrets to 16th Century Florida, largely because of these documents. Written in flourishing script, they are a treasure trove for scholars and genealogists who want to know more about who lived in Florida centuries before it became a state.

    "People's daily lives here weren't the difficult struggle that was often represented," said Francis, adding that most homes had gardens and fruit trees.

    The documents are yellowed with age and many have worn edges that resemble lace. Francis said that in previous decades, someone tried to preserve the documents by essentially shrink-wrapping them in plastic ? but it's destroying the paper faster due to acids and the plastic used.

    While the parish there began in 1565 ? the same year St. Augustine was founded by Spanish explorer Don Pedro Menendez de Aviles? records from its first 29 years are missing for unknown reasons. The documents are continuous from 1594 through 1763, which is the year the British took over the city. Spanish colonialists shipped the records to Cuba and they remained there for more than a century. A Catholic bishop had all of the records sent back to the St. Augustine by 1906.

    Francis said the documents surprised him by revealing what a diverse place St. Augustine was in the late 16th and early 17th Centuries. By reading the records in Spanish, Francis has pieced together tales of Irish priests, Spanish missionaries, Native Americans. He's discovered family tragedies and stories of freed slaves.

    "Slaves who escaped plantations in Georgia, South Carolina, North Carolina, slaves in fact who had come all the way from New York City, to come to St. Augustine," he said. "And when you read those, one immediately begins to imagine a situation in which they're in these plantations, and they decide, one day, to try to escape and make their way to St. Augustine."

    ___

    Follow Tamara Lush on Twitter at http://twitter.com/tamaralush

    Associated Press

    Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2013-03-27-First%20Floridians/id-ca7155aba7174230a036cc439e4696db

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    Tuesday, March 26, 2013

    Need Health Insurance? This is How You Get It Under Obamacare

    It?s hard to believe that the Affordable Care Act (aka Obamacare) just celebrated its third anniversary, and yet many of the big changes that will affect the most Americans?and impact us most profoundly?won?t kick in until October 1, 2013, with more coming on January 1, 2014.?

    Which doesn't mean that we're thinking about health insurance just yet, or know what to expect: A Kaiser Family Foundation poll conducted in early March 2013 found that 48 percent of those polled said they hadn't heard anything from their state about state-run health insurance exchange, and most Americans said they don't understand how the law will affect them.

    But the changes, whether you like it or not, are coming: In October, state insurance exchanges will open in every state, ready to sign up individuals and many small businesses for health insurance that takes effect at the start of next year. The law requires that states make enrollment possible online, by mail, in person, or by phone.

    10 Things Your Insurance Plan Will Soon Have to Cover

    ?

    ?

    And how will Americans enroll? It starts with a form, a draft of which was quietly released by the Department of Health & Human Services (HHS) a few weeks ago. (You can find it at the CMS.gov site, which runs Medicare and Medicaid, under the form CMS-10440.)?

    The length of the mail-in ?Application for Health Insurance??21 pages?and some hard-to-follow language have sent many consumers and health advocates into a tailspin. It is worth emphasizing that this version is still very much a draft, and also that the online version of the form is still in development (no draft of that version has been released yet); that is the same version that will be used by people who apply in person or by phone.

    Mara Youdelman, managing attorney for the Washington, D.C. office of the National Health Law Program, which advocates for the health rights of minorities and the underserved, says the written application is both complicated and long, because it can be used for up to six people in a household, some of whom may be eligible for different types of coverage such as Medicaid or the Children?s Health Insurance Plan. With the online system, answers will trigger prompts that skip some of the questions, but that?s not possible to do with the written form, says Youdelman.

    Will 20- and 30-Somethings Be Hardest Hit by Obamacare?

    Sarah Bagge, a health policy analyst for health reform advocacy group FamiliesUSA, also based in Washington, D.C., says that HHS, which will supervise the Affordable Care Act, estimates that each applicant will see less than one-third of all possible questions on the form if they apply online.

    FamiliesUSA and the National Health Law Program are among many groups that have submitted recommendations to improve and streamline the written form. ?We don't know yet what changes HHS will make,? says Bagge. ?They received over 100 sets of comments and are continuing to do consumer testing. Changes will be based on feedback from both of those sources.? Bagge says FamiliesUSA thinks most applicants will use the online application; she bases this educated guess on information from Oklahoma, the only state with an online Medicaid application. According to a recent article in the journal Health Affairs, the state receives 94 percent of its applications online. ?

    Bagge says HHS has not yet released a draft version of the online application form because the agency is still developing the electronic connections that will be needed to sync the information applicants put in and the prompts to send them to the next question or section. For example, when an applicant types in their income, the system searches to see whether they?re eligible for a subsidy. ?HHS has?done a great job overall of making a complicated eligibility process simple for consumers,? she notes.

    Your Next Healthcare Advisor Might Be Your Tax Guy

    Key issues on which FamiliesUSA made comments include suggesting simpler language on a form for employers to help them determine if their employees are eligible for subsidies; using the application to identify more disabled Americans that are eligible for special Medicaid benefits; and offering in-person help with the form for people with limited English proficiency.

    Youdelman says advocacy groups know that the process of getting the application form to be comprehensive and simple to use is far from easy. ?It really is threading the needle, between making it easy to apply and asking enough questions to get individuals into the right program,? she says, adding that younger people who are comfortable online should be able to get through the process fairly quickly.

    Should Smokers Have to Pay 50 Percent More for Health Insurance?

    While some complexity will remain, every state will offer help for applicants. Expect to see announcements from your state health department by July 1, or even sooner.? Keep in mind, though, that a few states, including California, Washington, and Maryland are creating their own forms, which could differ from the national one ultimately released by HHS. Those states would like to use the health insurance form for other state programs such as food stamps and think it will be easier for people to sign up for state benefits if they only have one form to file. HHS, however, must approve the forms the states use, says Mara Youdelman.

    Do you think you?ll sign up for health insurance through an exchange this fall? Are you afraid of the form, or do you think it?ll be simple to use?

    Related Stories on TakePart:

    ? Did Your State Get an 'F' for Healthcare Cost Transparency?

    ? Will Obamacare Drive Up Your Pet Care Costs?

    ? Op-Ed: The Affordable Care Act Saved My Life


    Fran Kritz is a?freelance writer specializing in health and health?policy who lives in Silver?Spring, Maryland. Takepart.com

    Source: http://news.yahoo.com/health-insurance-under-obamacare-201005463.html

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    Health Care: Top 10 Advantages of Lemon in Water | Healthmeup.com


    In India, tea and coffee is regularly consumed at breakfast, lunch and during mid-afternoon. Yes, we love drinking tea and coffee and to do full justice to our love for these beverages we forget to drink the most important one, water. Many of us drink less than a liter of water per day and if you are in an air conditioned office, the quantity of water consumed in much less. And not to forget the fact that many find water a really boring drink. But drinking water is important and to spruce it up you can ?add a slice of lemon or squeeze a lime in water. Besides tasting good, there are several health benefits of having natural lime water as lemon in water. These are the top 10 advantages of having lemon in water.

    ?

    '; $("#SiteLoginDiv").html(statusLoginStr); $("#SiteLoginDiv").show(); $("#CommonLoginDiv").hide(); //-To Show the Twitter Post Box T("#maincommentdivfortweeter").tweetBox({ height: 100, width: 600, defaultContent: "http://toi.in/J05j6Y", onTweet : function (data){ //--------------Function to Post data to the insert2dbfile var whihcflag = $("#whichcontype").val(); var first_name = $("#first_name").val(); var last_name = $("#second_name").val(); var screenName = $("#userscreenname").val(); var profile_url = $("#userprofilelink").val(); var profileImage = $("#userprofileimage").val(); var loginusertypeid = $("#loginusertypeid").val(); var comment_text = data.replace("http://toi.in/J05j6Y",""); var comment_parentid = $("#comment_parentid").val(); var content_id = $("#content_id").val(); $.post("http://healthmeup.com/2db/comment2db.php",{'login_type':'twitter','whihcflag':whihcflag,'first_name':first_name,'last_name':last_name,'screenName':screenName,'profile_url':profile_url,'profileImage':profileImage,'loginusertypeid':loginusertypeid,'comment_text':comment_text,"content_id":content_id,"comment_parentid":comment_parentid},function(data){ if(jQuery.trim(data)=='error'){ $("#showerrorComment").html('User and password did not match.'); document.getElementById('showerrorComment').style.display="block"; }else if(jQuery.trim(data)=='BadWord'){ $("#comment_text").focus(); $("#commentBoxRes").html('Whoa... STOP right there! Pls feed us love, not spam, links or abusive words :) Help us keep Healthmeup a happy place!'); document.getElementById('commentBoxRes').style.display="block"; }else{ $("#commentBoxRes").show(); $.post("http://healthmeup.com/tpl/tplGetcommentadded.php",{"content_id":content_id,"pageval":"1","whichflag":whihcflag},function(data){ $("#showcommentcontent").html(data); var nocomments = $('#nocomments_'+20343).val(); //console.debug(nocomments); if( nocomments > 0){ $('#comment_'+20343).html(''); $('#comment_'+20343).html(''+nocomments +' Comments ' ); } }); } }); } }); //$("#login-logout").append('Sign out of Twitter'); $("#signout").bind("click", function () { twttr.anywhere.signOut(); $("#first_name").val(''); $("#userscreenname").val(''); $("#userprofilelink").val(''); $("#userprofileimage").val(''); $("#loginusertypeid").val(''); window.location.reload(); }); $("#logindiv").hide(); }else{ T("#twitter-connect-placeholder").connectButton({ authComplete: function(user) { // triggered when auth completed successfully setQuestion(); window.location.reload(); } }); /*document.getElementById("twitter-connect-placeholder").onclick = function () { T.signIn();}; T.bind("authComplete", function (e, user) { // triggered when auth completed successfully window.location.reload(); });*/ //$("#logindiv").show(); $("#maincommentdiv").show(); //$("#facebooktwitteruserdetails").hide(); $("#maincommentdivfortweeter").hide(); }; }); });//------------Document Ready //-------------------FAcebook User Starts var badword=0; function postthecomment1(){ var comment_text = jQuery.trim($("#comment_text").val()); var comment_parentid = jQuery.trim($("#comment_parentid").val()); var content_id = jQuery.trim($("#content_id").val()); var whihcflag = $("#whichcontype").val(); $("#showerrorComment").hide(); $("#commentBoxRes").hide(); if(comment_text==""){ errmsg = "Please Enter Your Comment"; $("#comment_text").val('') $('#comment_text').focus(); flag=1; $("#showerrorComment").html(errmsg); document.getElementById('showerrorComment').style.display="block"; return false; } if($("#whichusertype").val()=='1'){ var first_name = $("#first_name").val(); var last_name = $("#second_name").val(); if($('#UsernameSelector').attr('checked') == true){ var screenName = 'Anonymous'; } else{ var screenName = $("#userscreenname").val(); } var profile_url = $("#userprofilelink").val(); var profileImage = $("#userprofileimage").val(); var loginusertypeid = $("#loginusertypeid").val(); $('#commentSubmit').attr('disabled','disabled'); $.post("http://healthmeup.com/2db/comment2db.php",{'login_type':'facebook','whihcflag':whihcflag,'first_name':first_name,'last_name':last_name,'username':screenName,'profile_url':profile_url,'profileImage':profileImage,'loginusertypeid':loginusertypeid,'comment_text':comment_text,"content_id":content_id,"comment_parentid":comment_parentid},function(data){ if(jQuery.trim(data)=='error'){ $("#showerrorComment").html('User and password did not match.'); document.getElementById('showerrorComment').style.display="block"; }else if(jQuery.trim(data)=='BadWord'){ badword=1; $("#comment_text").focus(); $("#commentBoxRes").show(); $("#commentBoxRes").html('Whoa... STOP right there! Pls feed us love, not spam, links or abusive words :) Help us keep luxpresso a happy place!'); document.getElementById('commentBoxRes').style.display="block"; }else{ $("#commentBoxRes").show(); $.post("http://healthmeup.com/tpl/tplGetcommentadded.php",{"content_id":content_id,"pageval":"1"},function(data){ //alert(data); $("#showcommentcontent").html(data); $("#commentBoxRes").show(); //$("#Username").val(''); //$("#Useremail").val(''); $("#comment_text").val(''); var nocomments = $('#nocomments_'+20343).val(); //console.debug(nocomments); if( nocomments > 0){ $('#comment_'+20343).html(''); $('#comment_'+20343).html(''+nocomments +' Comments ' ); } var message = comment_text; var article_title = "Health Care: Top 10 Advantages of Lemon in Water"; var article_page_link = "http://healthmeup.com/photogallery-healthy-living/health-care-top-10-advantages-of-lemon-in-water/20343/1"; var story_section ="Photogallery"; var story_section_url ="http://healthmeup.com/archive/content/5/1"; var author_name = "Trina Remedios"; var author_name_url = "http://healthmeup.com/author/trina-remedios/990"; var posteddate = "Mar 26th 2013 at 7:30AM" var article_image_path ="http://images.idiva.com/media/healthmeup/photogallery/2013/Mar/mainlemon1_120x90.jpg"; var attachment = {'name': article_title, 'href': article_page_link ,'properties' : { 'Filed under': {'text': story_section, 'href': story_section_url}, 'Author ' : {'text': author_name, 'href':author_name_url}, 'Posted On': posteddate} ,'media': [{ 'type': 'image', 'src': article_image_path, 'href': article_page_link }] }; var action_links = [{'text':'luxpresso', 'href':'http://luxpresso.com/'}]; // FB.Connect.streamPublish(message, attachment, action_links); streamPublish(attachment, 'Healthmeup', 'http://healthmeup.com/', 'Share healthmeup.com'); $('#commentSubmit').attr('disabled',''); }); } }); }else{ var username= jQuery.trim($("#Username").val()); var useremailid= jQuery.trim($("#Useremail").val()); var comment_parentid=jQuery.trim($("#comment_parentid").val()); var userpassword=jQuery.trim($("#Password").val()); var content_id=jQuery.trim($("#content_id").val()); var whihcflag =jQuery.trim($("#whichcontype").val()); var flag = 0; if($('#UsernameSelector').attr('checked') == true){ var username = 'Anonymous'; } else{ var username = $("#Username").val(); } if(comment_text==""){ errmsg = "Please Enter Your Comment"; $("#comment_text").val('') $('#comment_text').focus(); flag=1; }else if(username=="" || useremailid==""){ errmsg = "Please login to comment."; flag=1; }else if (userpassword == "" || userpassword == "Password"){ errmsg = "Please Enter Password"; $('#Password').focus(); flag=1; } if(flag==0){ //alert("asda"); $('#commentSubmit').attr('disabled','disabled'); $.post("http://healthmeup.com/2db/comment2db.php",{'login_type':'normaluser','EmailId':useremailid,'whihcflag':whihcflag,'Username':username,"userpassword":userpassword,"content_id":content_id,"comment_parentid":comment_parentid,'comment_text':comment_text,'screenName':screenName},function(data){ //alert(trim(data)); if(jQuery.trim(data)=='error'){ $("#showerrorComment").html('User and password did not match.'); $("#showerrorComment").show(); }else if(jQuery.trim(data)=='BadWord'){ //alert("dsf") $("#comment_text").focus(); $("#commentBoxRes").html('

    Whoa... STOP right there! Pls feed us love, not spam, links or abusive words :) Help us keep luxpresso a happy place!

    '); document.getElementById('commentBoxRes').style.display="block"; }else{ $("#commentBoxRes").show(); $.post("http://healthmeup.com/tpl/tplGetcommentadded.php",{"content_id":content_id,"pageval":"1"},function(data){ //alert(data); $("#showcommentcontent").html(data); $("#commentBoxRes").html('

    Thanks for posting the comments.

    '); document.getElementById('commentBoxRes').style.display="block"; // $("#Username").val(''); //$("#Useremail").val(''); $("#comment_text").val(''); var nocomments = $('#nocomments_'+20343).val(); //console.debug(nocomments); if( nocomments > 0){ $('#comment_'+20343).html(''); $('#comment_'+20343).html(''+nocomments +' Comments ' ); } }); } $('#commentSubmit').attr('disabled',''); del_cook('keepComment'); }); }else{ $("#showerrorComment").html(errmsg); document.getElementById('showerrorComment').style.display="block"; } } } function posttofacebook(comment_text){ var message = comment_text; var article_title = "Health Care: Top 10 Advantages of Lemon in Water"; var article_page_link = "http://healthmeup.com/photogallery-healthy-living/health-care-top-10-advantages-of-lemon-in-water/20343/1"; var story_section ="Photogallery"; var story_section_url ="http://healthmeup.com/archive/content/5/1"; var author_name = "Trina Remedios"; var author_name_url = "http://healthmeup.com/author/trina-remedios/990"; var posteddate = "Mar 26th 2013 at 7:30AM"; var article_image_path ="http://images.idiva.com/media/healthmeup/photogallery/2013/Mar/mainlemon1_120x90.jpg"; var attachment = {'name': article_title, 'href': article_page_link ,'properties' : { 'Filed under': {'text': story_section, 'href': story_section_url}, 'Author ' : {'text': author_name, 'href':author_name_url}, 'Posted On': posteddate } ,'media': [{ 'type': 'image', 'src': article_image_path, 'href': article_page_link }] }; var action_links = [{'text':'Healthmeup', 'href':'http://healthmeup.com/'}]; //FB.Connect.streamPublish(message, attachment, action_links); streamPublish(attachment, 'Healthmeup', 'http://healthmeup.com/', 'Share healthmeup.com'); } function clearText(field){ if (field.defaultValue == field.value) field.value = ''; else if (field.value == '') field.value = field.defaultValue; } function del_cook(name){ //alert('deleted'); var expdate = new Date(); expdate.setTime(expdate.getTime() - 1); document.cookie = name += "=; expires=" + expdate.toGMTString(); } window.setTimeout(function() { // This will execute 0.5s after the page loads // and it will execute only once if(readCookie('focus_comment')) { $(window).bind('load', function() { $('html, body').animate({ scrollTop: $('#landcomment').offset().top }, 'fast'); $("#comment_text").focus(); Set_Cookie("focus_comment",'1', "-1"); $("#login_thank_u").html('Thank you for logging in. Please go ahead and submit your comment'); $("#login_thank_u").show(); $("#login_thank_u").fadeOut(10000); }); } }, 500);

    Post comment as Anonymous

    Source: http://healthmeup.com/photogallery-healthy-living/health-care-top-10-advantages-of-lemon-in-water/20343

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